She says you can use any income you're getting, as long as it will continue for at least three more years. That includes disability checks, social security and VA benefits.
In some cases unemployment also counts. For example, seasonal workers that work a few months of the year can count their income as long as there is a two-year history and a letter from an employer saying it will continue.
Paying alimony is counted as a debt. But if you're only going to be paying alimony for a short time more, within ten months, it is not counted at all.
There are a lot of programs available, including zero-down and grant options to help people with smaller incomes get into a home. In many cases it is cheaper to own than rent.
Lisa Thompson is the person to see to discuss home loans. Security National Mortgage Company is located at 970 Murray-Holladay Road #4A in Holladay. (801) 910-0982. You can also visit her on Facebook.