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What the Affordable Care Act Means to You

Salt Lake City (ABC 4 UTAH)- There's been plenty said about the Affordable Care Act from lawmakers in Utah and across the nation. But regardless of your political affiliation, the law goes into effect Tuesday.
Salt Lake City (ABC 4 UTAH)-  There's been plenty said about the Affordable Care Act from lawmakers in Utah and across the nation. But regardless of your political affiliation, the law goes into effect Tuesday. It allows 13% of uninsured Utahns to have more options all on healthcare.com

"People just want to know how this affect them personally," said Take Care Utah Director Randel Serr.

It's the big question many people still have over the Affordable Care Act or what some have coined as Obamacare.  But it's here now so here are the basics: if you have insurance, you can keep it and don't have to do a complete overhaul for coverage. If you don't have insurance or are underinsured, log on to healthcare.gov. The idea is to streamline the health insurance search compared to the traditional way. 

"You go from health insurance plan to health insurance plan, filling out paperwork, answering questions about pregnancy or allergies, surgeries, and then they come back with a quote," said Serr.

Now it's all at your fingerprints.  Fill out some basic questions like your gender, address, medical history, and other information and then finally...

"All the plans will be categorized based on the benefits and costs and you can comparison shop side-by-side what plans will make the most sense for you and your family," said Serr.

All plans will offer the same coverage and come with a monthly premium. But deductibles and co-pays vary as well as cost depending on where you live. 

You can visit takecareutah.org, type in your zip code, and find an agency closest to you where someone will sit down with you and answer all your questions about health care. 
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